Real interest rate | Switzerland – yearly data, chart and table

The Real interest year-end rate of Switzerland in 2024 was 0.50%. The end-2023 rate was  1.75%. This is the first year of decline after a period of growth. The lowest real interest rate in Switzerland was recorded in 2021, with a value of  -0.75%. The highest rate was in 2000, when it achieved 4.00%. Real Interest Rate ≈ Nominal Interest Rate - Inflation Rate. If the nominal interest rate on a loan is 9%, and inflation is 6%, the real interest rate is 3%. This means the lender effectively gains 3% in purchasing power, while the borrower pays 3% in real terms.