Gross residential loans | Italy – yearly data, chart and table

Total amount of residential loans advanced during the period. Gross lending includes new mortgage loans and external remortgaging (i.e. remortgaging with another bank) in most countries. Internal remortgaging (i.e. remortgaging with the same bank) is not included, unless it is otherwise stated. The conversion to EUR is based on the average bilateral exchange rate over the given year (provided by the European Central Bank). Denmark: Denmark the figure does not include second homes. Italy: Includes the total value of residential loans during the period, including new lending and remortgaging/refinancing of existing loan on same property. Poland: The estimated value of newly granted loans was based on increases in the volume of loans to households adjusted for loan amortization and flows between the foreign currency loan portfolio and the zloty loan portfolio; the entire banking system was taken into account, including credit unions. Spain: Total amount of loans and credits to households. Sweden: The figures covers only gross lending by mortgage institutions. New mortgage lending from banks are not included.