Real interest rate | South Korea – yearly data, chart and table

The Real interest year-end rate of South Korea in 2025 was 2.50%. The end-2024 rate was  3.00%. It has been falling in this country for already 2 years in a row. The lowest real interest rate in South Korea was recorded in 2020, with a value of  0.50%. The highest rate was in 2000, when it achieved 5.25%. Real Interest Rate ≈ Nominal Interest Rate - Inflation Rate. If the nominal interest rate on a loan is 9%, and inflation is 6%, the real interest rate is 3%. This means the lender effectively gains 3% in purchasing power, while the borrower pays 3% in real terms.