Real interest rate | San Tome – yearly data, chart and table

The Real interest year-end rate of San Tome in 2025 was 10.00%. The end-2024 rate was also 10.00%. . The lowest real interest rate in San Tome was recorded in 2021, with a value of  9.00%. The highest rate was in 1997, when it achieved 55.00%. Real Interest Rate ≈ Nominal Interest Rate - Inflation Rate. If the nominal interest rate on a loan is 9%, and inflation is 6%, the real interest rate is 3%. This means the lender effectively gains 3% in purchasing power, while the borrower pays 3% in real terms.